The Federal Direct Graduate PLUS Loan is available to students in a graduate degree program. This loan is in the student's name and requires credit approval. The amount of the Grad PLUS Loan cannot exceed the total cost of attendance minus all financial aid resources. The student should apply for and receive the Federal Direct Loan prior to applying for the Grad PLUS Loan.

Repayment begins within 60 days of the final disbursement. In school deferment is available for students who are enrolled at least half time.


All students who apply for a Federal Direct Graduate PLUS Loan are required to complete a Federal Direct Grad PLUS Loan 主本票 (MPN). MPN可以在线完成.

MPN是你和美国的合同.S. 教育部. By signing the MPN, you promise to repay your student loans. The MPN is good for up to 10 years and you may receive additional loans using the same MPN.


The interest rate for the Federal Direct Graduate PLUS Loan for 2023-2024 is fixed at 8.贷款期限为05%. Interest begins accruing at the time of disbursement.


For loans first disbursed on or after October 1, 2022, 10月1日之前, 2023, 贷款费用是4.228%. 这意味着95.772% of the loan will be applied to the student account. The loan fee is deducted from each disbursement of the loan. This fee will remain in effect unless Congress makes a change.


The student may request a Graduate PLUS Loan and complete the Graduate PLUS Loan MPN at the link provided below.

Complete the Graduate PLUS Loan Application and 主本票